As one of a limited number of brokerage firms in the US, and the only one in New Jersey, this relationship allows us to share best practices and learn from other industry leaders, deliver national account services at the local level, leverage combined strength to reduce costs/increase purchasing power with vendors, attend timely and meaningful educational conferences and utilize the services of our Medical Director and Pharmacy Director.

Through the BAN we have on retainer a leading ERISA attorney from a prestigious national firm. In certain instances, access to one of the country's preeminent ERISA attorneys for case-specific issues lends a significant level of comfort to an increasingly litigious employer/employee marketplace.

FUNDAMENTAL FOUNDATIONS OF AMERICA - www.ffoa.com

Our sister company has as its focus, the design, installation and servicing of 401(k) retirement plans. They also provide on-going employee education meetings and have periodic compliance and guidance meetings with plan trustees.

BENEFIT TAX LINK - www.benefittaxlink.com

We have partnered with Benefit Tax Link to provide complete administrative services for FSA's (Flexible Spending Accounts) including healthcare accounts, dependent care accounts and transit accounts, POP's (Premium Only Plans), and HRA's (Health Reimbursement Arrangements). Their services include claims processing, ERISA reporting, employee meetings, documentation and discrimination testing.